Your money,
mastered privately.
Velora gives you a complete view of your finances — budgets, goals, receipts and shared bills — with no bank login and no AI server reading your text. Your records stay in your private account: never sold, never profiled.
Most budgeting apps want your bank login.
Velora never asks.
Traditional finance apps connect to your bank and upload your transactions to their servers. Velora takes the opposite approach: you record what matters, and every smart feature runs on your device.
| How it works | Velora | Typical finance app |
|---|---|---|
| Requires your bank login | No | Yes |
| Receipt scanning runs on your device | Yes | No |
| Needs an AI server to read your text | No | Yes |
| Shows you ads | No | Sometimes |
| Sells or profiles your data | Never | Often |
Powerful where it counts.
Private by default.
The tools to understand and grow your money — designed to feel effortless and to keep your information entirely your own.
Capture spending in seconds
Type it the way you'd say it, or photograph a receipt. Velora reads, categorises and files it — all on your device.
- Natural-language quick add
- On-device receipt scanning
- Import bank statements (CSV)
Budgets & goals that keep pace
Set a limit for each category and savings goals you can actually reach. Velora tracks progress and reminds you before you overspend.
- Per-category monthly limits
- Savings goals you can track
- Gentle, timely reminders
Insights that make sense
See exactly where your money goes with clear breakdowns, trends over time, and a polished monthly recap you'll want to read.
- Category breakdowns
- Month-on-month trends
- Subscription tracking
Shared Spaces for shared lives
Split bills with a partner, flatmates or friends. Velora keeps a clear, fair running balance so everyone knows exactly who owes what.
- Invite by a simple join code
- Automatic equal splitting
- Clear settle-up balances
Your data, always yours
Export everything to Excel whenever you like, and delete your account in a tap. No lock-in, no questions asked.
- Export your data to Excel
- One-tap account deletion
- Five languages, four currencies
Set up in under a minute
Add or scan
"Waitrose groceries 62, Uber 15" — or photograph a receipt. Velora understands it instantly, on your device.
Confirm
Review the categorised entries and save. Nothing is recorded until you decide it should be.
Stay ahead
Budgets, goals and insights update the moment you do — so you always know precisely where you stand.
Built to protect what matters
Privacy isn't a feature we added — it's the foundation Velora is built on.
On-device intelligence
Quick-add parsing, the assistant and receipt scanning run entirely on your phone. There's no large language model or AI API behind them, and your entries are never sent away to be processed.
Protected end to end
Your account is secured with encryption in transit and database-level isolation, so each person's records are walled off from everyone else's. An optional app lock adds a PIN on top.
You stay in control
Export your full history or delete your account at any moment. We never sell your data, never show you ads, and never share your information for profiling.
Start free. Upgrade when you're ready.
Try everything with a 14-day free trial of Velora Pro. Cancel anytime — there's nothing to lose.
Free
The essentials to get started.
- Track income & expenses
- Quick add & categories
- Basic monthly overview
Velora Pro
or £48/year save 20% · 14-day free trial · cancel anytime
- Budgets, goals & reminders
- Receipt scanning & imports
- Insights, recap & subscriptions
- Shared Spaces & exports
Questions, answered
Is Velora genuinely private?
Yes. The quick-add parser, in-app assistant, statement import and receipt scanning all run on your device. Receipt images are never uploaded, and only the transactions you confirm are saved to your account. You can read the detail in our Privacy Policy.
Do I need to connect my bank?
No. Unlike most finance apps, Velora never asks for your bank login. You add transactions by typing them, scanning receipts, or importing a statement — so you stay in complete control of what's recorded.
How much does it cost?
Velora is free to download and comes with a 14-day free trial of Velora Pro. After the trial, Pro continues as an auto-renewing subscription — £4.99/month or £48/year (around a 20% saving) — billed through the App Store or Google Play. You can cancel anytime in your store account settings.
Which devices are supported?
Velora is available for iPhone on the App Store and Android on Google Play.
Can I get my data out?
Always. Export your full history to Excel from within the app, and delete your account whenever you wish.
Take command of your finances — privately.
Download Velora and see where your money really goes, in under a minute.